Fund That
Restaurant Equipment Financing in Canada
Reviewed by Fund That · Commercial financing education · Updated September 29, 2026
Restaurant equipment financing can help Canadian restaurants, cafes, bakeries and foodservice businesses acquire commercial kitchen equipment while preserving cash for inventory, payroll and day-to-day operations.
What restaurant equipment may be financed?
- Commercial ovens, ranges and fryers
- Refrigeration and freezer systems
- Dishwashers and sanitation equipment
- Food preparation and processing equipment
- Commercial coffee and beverage systems
- Point-of-sale and other productive business equipment
What do financing providers review?
Providers may consider business history, revenue, bank activity, credit profile, existing obligations, equipment details and the purpose of the purchase.
New, restored or used equipment
Availability depends on the provider and transaction. Used or restored equipment may require additional documentation or verification.
What if the restaurant also needs operating cash?
Equipment financing is designed around the asset purchase. Businesses that also need funds for payroll, inventory or suppliers can review working capital financing.