Fund That
Manufacturing Equipment Financing in Canada
Reviewed by Fund That · Commercial financing education · Updated September 29, 2026
Manufacturing equipment financing can help Canadian businesses purchase machinery that expands capacity, replaces aging equipment or improves productivity without using all available working capital upfront.
What manufacturing equipment may be financed?
- CNC machines, lathes and mills
- Presses, brakes and fabrication equipment
- Welding and cutting systems
- Packaging and production lines
- Compressors, generators and plant equipment
- Material-handling and automation equipment
What do providers evaluate?
Providers may assess the business’s operating history, financial performance, cash flow, existing debt, equipment value, seller and expected contribution of the asset to business operations.
Can used machinery be financed?
Used machinery may be considered depending on age, condition, market value and provider criteria.
Equipment purchase or broader expansion?
If the financing request includes renovations, inventory, hiring or other expansion costs beyond equipment, a business loan may also be worth reviewing.