Construction & heavy equipment
Excavators, skid steers, loaders, dozers, lifts, cranes and attachments.
Equipment financing for Canadian businesses
Get the equipment your business needs—without tying up all your cash.
Fund That helps Canadian businesses explore financing for new and used commercial equipment through more than 200 lender relationships.
From heavy equipment and commercial vehicles to manufacturing machinery, restaurant equipment, technology and specialized business assets, start with one focused application.
200+lender relationships
New & usedsubject to lender criteria
Canada-widebusiness financing support
Commercial financing focusBuilt around business-use purchases.
One applicationStart the financing conversation in one place.
Human supportA funding specialist helps with the next steps.
Multiple financing pathsWe explore applicable lender relationships.
What can you finance?
Financing for the equipment that keeps your business productive.
Tell us what you are buying. Asset eligibility, terms and required documentation vary by lender and transaction.
Commercial trucks & vehicles
Work trucks, cargo vans, box trucks, tractors, trailers and fleet vehicles.
Manufacturing machinery
CNC machines, lathes, presses, welding systems and production equipment.
Material handling & warehouse
Forklifts, reach trucks, conveyors and other material-moving equipment.
Agriculture & landscaping
Tractors, commercial mowers, forestry equipment and productive attachments.
Restaurant & hospitality
Cooking, refrigeration, food preparation and commercial beverage systems.
Medical & professional equipment
Clinic, dental, diagnostic, laboratory and specialized professional assets.
Technology & business equipment
Computers, servers, telecom, production print and other revenue-supporting equipment.
Already have a quote or know what you want to buy?Start the application now and give us the equipment details.
START APPLICATION
Why finance equipment?
Put the asset to work while preserving cash for the rest of the business.
Equipment financing can help match the cost of a productive asset to the period in which your business expects to use it and generate value from it.
01
Replace aging equipment
Upgrade assets that are becoming costly, unreliable or inefficient.
02
Add capacity
Acquire equipment needed to take on additional work, contracts or production.
03
Preserve operating cash
Avoid using all available cash for a major equipment purchase at once.
04
Support growth
Add vehicles, machinery or technology as the business expands.
How Fund That works
One focused request. A clearer path to financing options.
- 01
Tell us about the equipment
Share what you are buying, the approximate amount, seller and how the asset will support the business.
- 02
We review the request
We review the business, asset and transaction and explore applicable financing relationships.
- 03
Move forward with the right fit
If an option is available, a specialist helps explain the lender process, documents and next steps.
Financing is subject to eligibility, verification, lender criteria and final approval. Rates, fees, terms and timing vary by provider and transaction.
Customer experiences
What Finance That customers have shared.
Fund That is part of the Finance That Group. Below are selected public reviews from customers of our affiliated Finance That brand.
“This was an awesome experience.”Tylor FarrellFinance That customer · Trustpilot
“Rosie made this an exceptional experience!”IanFinance That customer · Trustpilot
“got my financing put through very fast”Northumberland LandscapingFinance That customer · Trustpilot
Selected public reviews are from Finance That customers and relate to Finance That customer experiences, not Fund That-specific transactions. Individual experiences and financing outcomes vary.
Google reputation
Finance That is highly rated by customers on Google.
An independent Canadian lender-comparison source reported Finance That at 4.6 out of 5 on Google. We pair that reputation signal with selected 5-star customer feedback below.
★★★★★
"Was certainly very informative and always there to guide and help in the process."
Paul Edwards5-star Finance That customer review
★★★★★
"Joeb was very polite and professional and quickly followed up when I needed assistance."
Josh5-star Finance That customer review
★★★★★
"My contact Mireille was fantastic. Service was quick and easy. Highly recommend her and her company."
Ronald Kyle5-star Finance That customer review
★★★★★
"Mireille was so kind and her service was professional. I am totally satisfied."
Céline Leduc5-star Finance That customer review
★★★★★
"Rosie was amazing and got my financing put through very fast. Could not be happier."
Northumberland Landscaping5-star Finance That customer review
The 4.6/5 Google reputation figure is independently reported. The five review excerpts shown above are selected public 5-star Finance That customer reviews. They are presented as Finance That customer experiences and are not Fund That-specific financing outcomes.
Start your request
Tell us about your business and the equipment you want to finance.
This is the same secure Fund That application workflow used on our main Apply page. Equipment Financing is preselected, and your advertising attribution is carried with the request.
Request received
Book a quick financing review.
Choose a convenient time to speak with a Fund That financing specialist about your request.
Equipment financing FAQ
Questions business owners often ask before applying.
Can I finance used equipment?
Often yes. Eligibility can depend on equipment type, age, condition, valuation, useful life and seller. Older or highly specialized assets may have different requirements.
Can I buy from a private seller?
Some lenders consider private-sale equipment transactions, subject to additional ownership, seller and asset verification.
Do I need a down payment?
Possibly. Borrower contribution requirements vary by asset, purchase amount, business profile, lender and overall transaction structure.
How long does equipment financing take?
Timing varies by lender, transaction complexity, asset verification and how quickly the required information is provided. Fund That does not guarantee a specific approval or funding timeline.
Is the equipment used as collateral?
In many equipment-financing structures, the lender registers a security interest against the financed asset. Exact security requirements are established by the lender.
Does applying guarantee approval?
No. Financing availability, approval, rates, fees and terms are subject to lender underwriting and review of the complete business and transaction.
READY TO FINANCE YOUR NEXT ASSET?