Business Loans
For expansion, acquisitions, renovations, inventory, hiring, refinancing and other defined business needs.
APPLY FOR A BUSINESS LOAN →Fast, flexible business financing across Canada
Business funding that moves at the speed of your opportunity.
Access business loans, lines of credit, equipment financing and working-capital solutions through more than 200 lender relationships.
For eligible businesses, select lenders may provide an approval decision in as little as 90 minutes. One application helps our team identify financing paths that may fit your business, timeline and funding goal.
200+lender relationships
4 core solutionsone intake process
Canada-widecommercial financing support
Multiple productsExplore the right structure for the request.
Bank + non-bankMore than one potential lending channel.
Human reviewA funding specialist reviews the file.
Book after applyingChoose a time to review your request.
Financing solutions
Choose the financing path that best matches your business goal.
Not sure which product fits? Start the application anyway. The financing type can be reviewed with a Fund That specialist.
Business Line of Credit
For recurring operating needs, purchasing cycles, seasonal demand and short-term cash-flow flexibility.
EXPLORE A LINE OF CREDIT →Equipment Financing
Finance commercial vehicles, construction equipment, machinery, manufacturing assets, technology and other business equipment.
FINANCE EQUIPMENT →Working Capital
Support payroll, inventory, suppliers, repairs, taxes, marketing and other day-to-day operating needs.
EXPLORE WORKING CAPITAL →
What can financing support?
Capital for the way your business actually operates and grows.
The right structure depends on the use of funds, amount requested, timing, business profile, available documentation and lender criteria.
01
Expansion & growth
Locations, people, inventory, marketing and new business opportunities.
02
Equipment & assets
Vehicles, machinery, tools, technology and production equipment.
03
Cash-flow support
Payroll, suppliers, seasonal swings, receivables timing and short-term operating needs.
04
Acquisition & restructuring
Business purchases, refinancing and other strategic capital requirements.
What our customers say
5-star financing experiences from satisfied customers.
Selected customer experiences from our financing operations, including equipment and vehicle financing.
★★★★★
Rosie was amazing and got the financing put through very fast. The customer said they picked up their equipment only a couple of days after the initial application.
Northumberland LandscapingEquipment financing customer★★★★★
Drona worked extremely hard to help get a lawn tractor funded and kept the customer updated throughout the process.
Kenny MunroLawn tractor financing customer★★★★★
The customer financed a 2021 Polaris Sportsman 570 and described the process as very easy, with the unit in hand within three days.
Benjamin NorthcottVehicle and equipment financing customerHow Fund That works
From business need to financing review in three clear steps.
- 01
Complete one application
Tell us the financing type, amount, timing, business profile and intended use of funds.
- 02
We review the financing path
A specialist reviews the request and identifies lender channels that may be relevant.
- 03
Book your financing review
After submitting, choose a convenient time to speak with a Fund That specialist about next steps.
Financing is subject to lender underwriting, verification, eligibility and final approval. Rates, fees, security requirements, terms and timing vary by lender and transaction.
Start your request
Tell us what your business needs. We will take it from there.
Choose the financing type that best matches your goal. Your application uses the same secure Fund That intake and booking workflow as our main Apply page.
Request received
Book a quick financing review.
Choose a convenient time to speak with a Fund That financing specialist about your request.
Business financing FAQ
Common questions before applying.
What if I do not know which financing product I need?
Choose the option that seems closest to your goal and explain the business need in the application. A Fund That specialist can review the structure with you after submission.
Can Fund That work with both banks and alternative lenders?
Yes. Fund That is a commercial financing broker with relationships across conventional and non-bank lending channels. Availability depends on the business and transaction.
Can I finance used equipment?
Used-equipment financing may be available depending on the asset, age, condition, seller, business profile and lender requirements.
Does submitting an application guarantee approval?
No. Financing availability, approval, pricing, terms, security requirements and timing are subject to lender underwriting and final review.
READY TO EXPLORE YOUR OPTIONS?